A new report has just been released which identifies a foolproof 3-point plan which any homebuyer can use to secure the best financing rates when they buy a home.
When you're looking to buy a home, the first thing most homebuyers do is start the process of househunting. However, experience proves that this is one of the last steps you should be taking if you want to get the most home for the least amount of money. In fact, shopping for the best financing should start long before you start shopping for a home.
The experience of thousands of area homebuyers has been summarized in a new report entitled "Best Financing: A 3-Point Plan". This report outlines 3 critical steps you must take to obtain the absolute best financing rates when you buy a home. It tells you where you should go, what questions you should ask, and how to manage the process to your personal advantage.
You can find that special report below.
SPECIAL REPORT
Buyer Beware
When you’re looking to buy a home, the first thing most homebuyers do is start the process of househunting. However, experience proves that this is one of the last steps you should be taking if you want to get the most home for the least amount of money. In fact, shopping for the best financing should start long before you start shopping for a home.
This report outlines 3 important steps you should take to obtain the best financing rates when you buy a home. Read on to find out where you can enquire, what questions you should ask, and how to manage the process to your personal advantage.
3-Point Plan
3 Critical Questions to Ask
When you’re looking for an agent to assist you in finding a home, make sure you find out the answers to these important questions:
1. Can you get me quick, easy and FREE mortgage
pre-approval?
2. Can I get preferred access to special low down payments,
monthly payments and interest rates?
3. Can I get special advance notice of listings that computer-
match my homebuying criteria?
You owe it to yourself to benefit from these cost saving benefits.
1. Get Pre-approved for a Mortgage
Getting pre-approved for a mortgage will give you a number of important benefits including emotional security in the house-hunting process, and insurance against rising interest rates in the market-place. Pre-approval is easy, and can give you complete peace-of-mind when shopping for your home. Mortgage brokers can obtain written pre-approval for you at no cost and no obligation. More than just a verbal approval from your lending institution, a written pre-approval is as good as money in the bank. It entails a completed credit application, and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for. Pre-approval means no last minute shopping around for money and rates. With a pre-approved mortgage, if rates go up, you still get the pre-approved rate, but if rates go down, you receive the lower rate.
2. Receive Preferred Access to Special Low Financing
Agents that conduct lots of real estate transactions every year may be able to offer you certain negotiating advantages with lending institutions. These lenders are often anxious to do business with such agents and their clients, and may be willing to extend better than average rates.
This can make purchasing a home much easier and more affordable for many buyers to qualify for a minimum down payment, and low monthly payments. Therefore many more buyers can own the home of their dreams much sooner than they ever thought possible.
3. Househunting Service
Most agents offer a house-hunting service to make it easier for you to find the home you want. Through these programs you can find out in advance which homes on the market match your homebuying criteria. To do this you simply provide your agent with a brief description of the type of home you’re looking for, for example, number of bedrooms, price range, neighborhood and so on. Then you should receive advance notice (including pictures) of all the homes for sale that match your requirements. This will give you the competitive edge to find out before other buyers which homes that are likely to be of interest to you. Because you are there before most other buyers, perhaps you can even negotiate a better price. You can then drive by these homes, without the assistance of an agent, to see which ones you want to view. Then it’s simply a matter of you advising your agent about which homes you like and want to see.
So, now you have the 3-point plan to obtain the best financing rates when you buy your first (or next) home.
If you would like to find out more about how to obtain the best financing rates, especially in this challenging market, or you would like to arrange a private, confidential meeting to see if now is the right time to buy and/or sell, or you would just like to ask a real estate-related question, you can contact me at one of the numbers or the email address below.
Thanks for reading today’s BLOG!!!
Brian Kondo
Sales Representative / Team Leader
The Brian Kondo Real Estate Team
Re/Max Hallmark First Group Realty Ltd.
905-683-7800 office
905-683-6025 direct
brian@briankondo.com
www.BrianKondo.com
www.BrianKondoTeam.com
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